ACA Forms Deadline for Submitting Form 1095-B in 2025

Image of Form 1095-B Header Section

Understanding the Due Date and Penalties of Form 1095-B

Staying tax compliant-is an integral part of a business. Non-compliance, such as late or missed submissions, will inevitably lead to fines imposed by the IRS. This rule holds for all forms, inclusive of Form 1095-B. This post outlines the submission deadline for Form 1095-B and the consequences of non-compliance. Furthermore, we provide helpful advice to avoid any penalties.

What is the deadline to submit ACA Form 1095-B?

Here are the critical dates for filing and distributing Form 1095-B deadlines.

February 28th, 2024

Paper File Deadline

March 1st, 2024

Employee Copy Deadline

April 1st, 2024

E-File Deadline

How can I Request an Extension for Filing ACA Form 1095-B or 1095-C?

If you can't file ACA Form 1095-B or 1095-C on time, you can request an automatic, 30-day extension by filing Form 8809 OR by requesting a time extension directly from BoomTax.
Learn to request an ACA Form extension or check out our extensive deadlines.

What are the types of Form 1095 Penalties?

ACA penalties are typically split into two categories:

  1. Employer Shared Responsibility Payment (ESRP): This penalty applies to large employers who do not offer minimum essential coverage to at least 95% of their full-time employees (and their dependents), and at least one of their full-time employees receives a premium tax credit for purchasing individual coverage on one of the health insurance marketplaces. The ESRP is also known as the "employer mandate" or "play or pay" penalty.

  2. Reporting and Disclosure Penalties: These penalties are assessed for failing to file required information returns with the IRS or to provide required statements to individuals. These information returns include Form 1094-C and Form 1095-C, which large employers must file under the ACA's reporting requirements.

Please click here to learn more about the various types of IRS ACA penalties and their corresponding fines.

What are the penalties for not submitting ACA Forms 1095-B & 1095-C?

The IRS determines ACA penalties based on various factors, including missing the deadline, providing incorrect information, or using paper forms when electronic filing is required.

The IRS has increased the penalty amounts for the 2024 filing year.

Failure to file ACA 1095 Forms 2025

$310 per form

up to

$1,261,000 per year (smaller businesses)

$3,783,000 per year

Failure to furnish ACA 1095 Forms 2025

$310 per form

up to

$1,261,000 per year (smaller businesses)

$3,783,000 per year

Intentionally not filing for 2025

$630 per form

no maximum penalty

All Features Included

Purchasing any BoomTax package will give you everything you need to complete your filing.

This includes:

  • Federal E-File
  • State E-File
  • Recipient Copy Download as PDF
  • Official IRS Copy Download as PDF
  • Unlimited Corrections

1095-B Bulk Import

Import many companies in one spreadsheet to simplify data input.

Data Validation

We validate your data against hundreds of IRS rules.

Hands Off E-File

No IRS registration or testing required.

Free Corrections

Make as many changes as needed for free.

How Do You File ACA Forms Online?

Generally, ACA filing is handled by self-filing or by using an ACA Software provider:

small boomtax logo

  • Simple format for data import (like Excel)
  • Can often use your payroll files directly
  • No testing, TCC, or IRS account required
  • Can help with questions/coding

Self-Filing

  • Format requires custom software development
  • Filing system can be slow and unreliable
  • Requires testing, TCC, and personal info
  • Errors and issues reported can be cryptic

Learn more about filing ACA Forms online.

What is the ACA 1095 Form Mailing Address?

Send your ACA Forms to the IRS based on the business location:

Alabama Arizona Arkansas Connecticut Delaware
Florida Georgia Kentucky Louisiana Maine
Massachusetts Mississippi New Hampshire New Jersey New Mexico
New York North Carolina Ohio Pennsylvania Rhode Island
Texas Vermont Virginia West Virginia
Department of the Treasury
Internal Revenue Service Center
P.O. Box 149213
Austin, TX 73301
Alaska California Colorado District of Columbia Hawaii Idaho Illinois
Indiana Iowa Kansas Maryland Michigan Minnesota Missouri
Montana Nebraska Nevada North Dakota Oklahoma Oregon South Carolina
South Dakota Tennessee Utah Washington Wisconsin Wyoming
Department of the Treasury, Internal Revenue Service Center
P.O. Box 219256
Kansas City, MO 64121-9256

To learn more about ACA forms, visit our deadlines page.

Can I submit ACA 1095 Forms with BoomTax?

BoomTax will streamline your ACA filing process in 3 simple steps!

Import Your Data

You can import your data as Excel, XML, or use files from popular payroll providers like QuickBooks, UKG, ADP, and many more.

Step-By-Step Wizard

We walk you through the process with no complicated jargon. You can also live chat with a real person as you work on your filing for hands-on help.

E-File & Mail Employee Copies

Once your data is loaded, you can e-file and distribute employee copies in minutes.

Despite the best intentions, there may be times when 1095-B may not be submitted on time. To avoid last-minute rushes, we recommend e-filing Form 1095-B. This can be conveniently done via BoomTax.

BoomTax is an authorized IRS e-filing service provider. We support the e-filing of 1095-B. Compared to paper filing, we can send your tax returns to the IRS within minutes after a quick review. Even if you're filing on the last day of the deadline, your submission will reach the IRS punctually.

Takes Only 30 Seconds

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